Thursday, April 30, 2015

The Financial Matrix – Daily Dose 28

The Financial Matrix – Daily Dose 28

Are you trapped in the Financial Matrix?
The Financial Matrix is how the Aristocracy controls the masses by controlling capital.
The financial illiterate slave is in bondage to the financial savvy aristocrat.

You are in the Financial Matrix if you …
1.    Go from job to job.
Job hoping is a good way to know little about a lot and know a lot about too little.

2.    Are looking for job security.
Choose freedom over security to live the life you want to live.

3.    Are not minding your own business.
Most people spend their time minding about someone else’s business.

4.    Are looking for a great benefits package.
Take full responsibility to create your own benefits package.

5.    Think retirement is a function of your age.
The most productive years of our lives come after we become job optional.

6.    Feel you are not in control of your finances.
When we don’t take control of our finances someone else will gladly do it for us.

7.    Are not making significant changes in your life.
Progress only comes after change; even in Webster’s dictionary.

Solution: Get financially fit and prosper.
Get out of the Financial Matrix by investing in your financial education!

Thank you for reading and reflecting on today’s nuggets. Share them with others.   
We make a living by what we get; we make a life by what we give. Be a giver in a world of takers.

Be blessed and be a blessing to others
Carlos Fontana, President of Phalanx
Author of the book Priceless
Co-author of the book Follow to Lead
"The future belongs to those who can see and pursue opportunities before they are obvious."
"Those that take swift action will always leave those that don't breathing the dust."


Wednesday, April 29, 2015

The Financial Matrix – Daily Dose 27

The Financial Matrix – Daily Dose 27

Are you trapped in the Financial Matrix?
The Financial Matrix is how the Aristocracy controls the masses by controlling capital.
The financial illiterate slave is in bondage to the financial savvy aristocrat.

You are in the Financial Matrix if you …
1.    Are working today so you can eat tomorrow.
Start saving a portion of your daily food for the unknown future.

2.    Are not using what you are paying for.
How good is a great book to you if you have not read it?

3.    Are buying term life insurance for your children.
Your children are a financial liability, not a financial asset.

4.    Are carrying unnecessary insurance.
Stop buying the insurance you don’t need, and start being self-insured.

5.    Are paying late payment fees.
Our lack of discipline is a banker’s bonanza.

6.    Are leasing a new car instead of buying a used car with cash.
Imagine paying the depreciation and insurance for someone else’s asset.

7.    Are paying too much for your car insurance.
Drop the collision coverage on your car insurance if it costs more than 10% of the value of your car.

Solution: Get financially fit and prosper.
Get out of the Financial Matrix by investing in your financial education!

Thank you for reading and reflecting on today’s nuggets. Share them with others.   
We make a living by what we get; we make a life by what we give. Be a giver in a world of takers.

Be blessed and be a blessing to others
Carlos Fontana, President of Phalanx
Author of the book Priceless
Co-author of the book Follow to Lead
"The future belongs to those who can see and pursue opportunities before they are obvious."
"Those that take swift action will always leave those that don't breathing the dust."


Tuesday, April 28, 2015

The Financial Matrix – Daily Dose 26

The Financial Matrix – Daily Dose 26

Are you trapped in the Financial Matrix?
The Financial Matrix is how the Aristocracy controls the masses by controlling capital.
The financial illiterate slave is in bondage to the financial savvy aristocrat.

You are in the Financial Matrix if you …
1.    Are not a giver.
The future belongs to the giver, no the taker. Giving always precedes receiving.

2.    Are only a giver when asked to give.
If we wait to give when asked, we waited too long.
Do a common men and get what common men get, not much.

3.    Are not building on a strong foundation.
A strong foundation of giving creates upper rooms for much receiving.

4.    Are not expanding your mind.
We only have the capacity to hold after we have stretched and grown.
We are who we are because what we have allowed to go into our minds.

5.    Don’t understand that liberty means responsibility.
Great actions come from the ability to take responsibility.
There is no liberty without responsibility.

6.    Dread to make decisions.
Our present decisions will determine our future.
The inability to make decisions is a sign of lack of ambition.

7.    Don’t want to let go of the little.
We must let go of the little if we are to get more back in return.
Great returns always involve risk; to risk nothing is to have nothing.

Solution: Get financially fit and prosper.
Get out of the Financial Matrix by investing in your financial education!

Thank you for reading and reflecting on today’s nuggets. Share them with others.   
We make a living by what we get; we make a life by what we give. Be a giver in a world of takers.

Be blessed and be a blessing to others
Carlos Fontana, President of Phalanx
Author of the book Priceless
Co-author of the book Follow to Lead
"The future belongs to those who can see and pursue opportunities before they are obvious."
"Those that take swift action will always leave those that don't breathing the dust."


Monday, April 27, 2015

The Financial Matrix – Daily Dose 25

The Financial Matrix – Daily Dose 25

Are you trapped in the Financial Matrix?
The Financial Matrix is how the Aristocracy controls the masses by controlling capital.
The financial illiterate slave is in bondage to the financial savvy aristocrat.

You are in the Financial Matrix if you …

1.    Don’t know the financial direction you are going.
If we don’t know where we are going anywhere is acceptable. It is easier to stir in the right direction when moving.

2.    Are satisfied with a mediocre financial life.
Mediocrity and excellence cannot co-exist. Why settle for good when great is achievable?

3.    Think your children will not follow your money manners.
Our children will mimic what we do. What we do with our money matters a great deal.

4.    Think your financial matters cannot be repaired.
No matter how deep our financial hole is we can always dig ourselves out. To dig ourselves out we must admit we need help from others possessing the right tools.

5.    Are not governed by true financial principles.
If we ignore the financial principles wealth will ignore us. Gimmicks come and go, only principles endure over time.

6.    Think you did not create your financial condition.
We are the only ones that can get into a financial mess and therefore the only ones who can change our financial conditions. Our financial decisions either make or break us.

7.    Are looking to get something for nothing.
Success only comes before work in the dictionary; pay the price, it is still a great deal. Don’t ask for easy, ask for worth it!

Solution: Get financially fit and prosper.
Get out of the Financial Matrix by investing in your financial education!

Thank you for reading and reflecting on today’s nuggets. Share them with others.   
We make a living by what we get; we make a life by what we give. Be a giver in a world of takers.

Be blessed and be a blessing to others
Carlos Fontana, President of Phalanx
Author of the book Priceless
Co-author of the book Follow to Lead
"The future belongs to those who can see and pursue opportunities before they are obvious."
"Those that take swift action will always leave those that don't breathing the dust."


Sunday, April 26, 2015

The Financial Matrix – Daily Dose 24

The Financial Matrix – Daily Dose 24

Are you trapped in the Financial Matrix?
The Financial Matrix is how the Aristocracy controls the masses by controlling capital.
The financial illiterate slave is in bondage to the financial savvy aristocrat.

You are in the Financial Matrix if you …

1.    Are putting your trust in money.
Instead of putting your trust in money, put your trust in high quality relationships and then put your money in a trust.

2.    Don’t own a business that provides a service for a profit.
Choose a business where there is a demand for your services in any economic environment.

3.    Have not learned from your money mistakes.
Make your money mistakes fast and take calculated risks.

4.    Believe the government will meet the unfunded entitlement obligations.
Social security and healthcare obligations has grown to crash proportions.

5.    Believe the government can cure a nation’s economic problems.
The Federal Reserve is not federal and has no reserves. The FR creates money out of thin air and charges interest to loan to banks then to us.

6.    Believe those high paying industrial jobs are coming back.
The industrial age is long gone; the information age is drastically changing the economic landscape of business.

7.    Are not preserving cash for the next economic crash.
Imagine going through a desert without water and oxygen. Get perspective, a plan, and preparations in place.

Solution: Get financially fit and prosper.
Get out of the Financial Matrix by investing in your financial education!

Thank you for reading and reflecting on today’s nuggets. Share them with others.   
We make a living by what we get; we make a life by what we give. Be a giver in a world of takers.

Be blessed and be a blessing to others
Carlos Fontana, President of Phalanx
Author of the book Priceless
Co-author of the book Follow to Lead
"The future belongs to those who can see and pursue opportunities before they are obvious."
"Those that take swift action will always leave those that don't breathing the dust."


Saturday, April 25, 2015

The Financial Matrix – Daily Dose 23

The Financial Matrix – Daily Dose 23

Are you trapped in the Financial Matrix?
The Financial Matrix is how the Aristocracy controls the masses by controlling capital.
The financial illiterate slave is in bondage to the financial savvy aristocrat.

You are in the Financial Matrix if you …

1.    Are planning to retire and live off your income from social insecurity.
The rich get richer and the poor get jobs they don’t like for money they don’t have to pay for the things they bought to impress the people they don’t like.
Think for a change.

2.    Are thinking of getting another job after you retire.
The 1st job got you tired; the 2nd job will get you re-tired.

3.    Don’t think it can happen to you.
If it happens for someone else it can happen to you; be it solvency or insolvency.

4.    Are thinking of getting more life insurance.
Insurance is the greatest deal for the geniuses that created insurance products.

5.    Don’t believe in creating wealth without money.
Thoughts are real and they do exist; wealthy is created from great thoughts turned into ideas that when implemented change the world.

6.    Believe money solves all your problems.
If money creates more problems; then the key is to become a problem solver.

7.    Are not a conservative.
We only become conservative in life when there is something to conserve; that is why there are so many liberals in the world.

Solution: Get financially fit and prosper.
Get out of the Financial Matrix by investing in your financial education!

Thank you for reading and reflecting on today’s nuggets. Share them with others.   
We make a living by what we get; we make a life by what we give. Be a giver in a world of takers.

Be blessed and be a blessing to others
Carlos Fontana, President of Phalanx
Author of the book Priceless
Co-author of the book Follow to Lead
"The future belongs to those who can see and pursue opportunities before they are obvious."
"Those that take swift action will always leave those that don't breathing the dust."



Friday, April 24, 2015

The Financial Matrix – Daily Dose 22

The Financial Matrix – Daily Dose 22

Are you trapped in the Financial Matrix?
The Financial Matrix is how the Aristocracy controls the masses by controlling capital.
The financial illiterate slave is in bondage to the financial savvy aristocrat.

You are in the Financial Matrix if you …
1.    Get financial sickness.
Financial sickness is the feeling we get every time we sit down to pay all the bills.

2.    Have not changed your financial habits from last year.
We tend to carry the habit from the 1st to the 2nd half of our lives.

3.    Are spending your health to get your wealth.
Later in life we will spend our wealth to get our health back.

4.    Are not investing in your financial education.
True education is the formation of our character.

5.    Have not figure out how to pay your debts.
There are only two ways to pay debt, decrease expenses or increase income.

6.    Are eating the seeds that should be saved for planting.
It is hard to pay for the brad we have already eaten.

7.    Think knowledge leads to increased income.
The world does not pay for income; it pays for the results from the application of knowledge.

Solution: Get financially fit and prosper.
Get out of the Financial Matrix by investing in your financial education!

Thank you for reading and reflecting on today’s nuggets. Share them with others.   
We make a living by what we get; we make a life by what we give. Be a giver in a world of takers.

Be blessed and be a blessing to others
Carlos Fontana, President of Phalanx
Author of the book Priceless
Co-author of the book Follow to Lead
"The future belongs to those who can see and pursue opportunities before they are obvious."

"Those that take swift action will always leave those that don't breathing the dust."

Thursday, April 23, 2015

The Financial Matrix – Daily Dose 21

The Financial Matrix – Daily Dose 21

Are you trapped in the Financial Matrix?
The Financial Matrix is how the Aristocracy controls the masses by controlling capital.
The financial illiterate slave is in bondage to the financial savvy aristocrat.

You are in the Financial Matrix if you …
1.    Earn little and don’t spend a little less.
When it comes to money what really counts is what we do with what is left.

2.    Think your financial troubles will last forever.
If you think they will or you think they will not either way you are right.

3.    Think no one cares you are alive.
Just miss a few mortgage and/or car payments in a row and you find out people really care about you.

4.    Don’t know why banks have drive-ins.
Banks created drive-ins so they can see all the cars they own.

5.    Have trouble saving money for education.
It is difficult to save money for your children’s education when you are spending money to get your own obsolete education.

6.    Are not feeding the goose.
You are the goose; keep it fed and well cared for no one else cares like you do.

7.    Think having a lot of money does not change anything.
Money amplifies our character; good people do good things with money and you know what jerks do with their money.

Solution: Get financially fit and prosper.
Get out of the Financial Matrix by investing in your financial education!

Thank you for reading and reflecting on today’s nuggets. Share them with others.   
We make a living by what we get; we make a life by what we give. Be a giver in a world of takers.

Be blessed and be a blessing to others
Carlos Fontana, President of Phalanx
Author of the book Priceless
Co-author of the book Follow to Lead
"The future belongs to those who can see and pursue opportunities before they are obvious."
"Those that take swift action will always leave those that don't breathing the dust."


Wednesday, April 22, 2015

The Financial Matrix – Daily Dose 20

The Financial Matrix – Daily Dose 20

Are you trapped in the Financial Matrix?
The Financial Matrix is how the Aristocracy controls the masses by controlling capital.
The financial illiterate slave is in bondage to the financial savvy aristocrat.

You are in the Financial Matrix if you …
1.    Are not planning for the unexpected.
The most certain thing in the future is another unexpected economic downturn.

2.    Think one million dollars goes as far as it used to be.
Inflation is the invisible robber stealing your money on a daily basis.

3.    Are not taking care of the little money.
Those that don’t care about for one cent don’t care for one million either.

4.    Are living extravagantly when you can only live comfortably.
If we choose the easy life early on and life will get harder and harder; if we choose the hard life early on and life will get easier and easier.

5.    Are worrying after your money is spent.
We can pay ourselves now and play later or play now and be unable to pay later.

6.    Think money is the root of all evil.
Money is a great tool that can buy happiness if we know where to shop.

7.    Have gross habits that outpace your net income.
Our unchecked shopping habits leave us without checks and balances.

Solution: Get financially fit and prosper.
Get out of the Financial Matrix by investing in your financial education!

Thank you for reading and reflecting on today’s nuggets. Share them with others.   
We make a living by what we get; we make a life by what we give. Be a giver in a world of takers.

Be blessed and be a blessing to others
Carlos Fontana, President of Phalanx
Author of the book Priceless
Co-author of the book Follow to Lead
"The future belongs to those who can see and pursue opportunities before they are obvious."

"Those that take swift action will always leave those that don't breathing the dust."