Saturday, May 16, 2015

The Financial Matrix – Daily Dose 43

The Financial Matrix – Daily Dose 43

Are you trapped in the Financial Matrix?
The Financial Matrix is how the Aristocracy controls the masses by controlling capital.
The financial illiterate slave is in bondage to the financial savvy aristocrat.
Would you like to be in control of your future or have someone else do it for you?

You are in the Financial Matrix if you …
1.    Think you are getting a great deal on a new car with zero percent interest financing.
Hooked by no interest and killed by depreciation is the truth.

2.    Think the best way to build credit is with credit cards.
People with several credit cards overspend as compared with people using debit cards and cash.

3.    Think debt consolidation is a great strategy to get out of debt.
A debt pay down/roll down plan is a better strategy to pay off debts as compared to a consolidated debt plan.

4.    Think estate planning is only for the really wealthy.
Care and protect the little you have so you can be entrusted with more in the future.

5.    Think your standard of living will go up at retirement because of lower expenses.
Some bills will be reduced or eliminated; many new bills will magically appear as we age. Imagine what is like maintaining a lifestyle on half to one third of the income prior to retirement. 65% of American over age 65 are broke and have to go back to work to survive. Retirees aren’t going back to work because they love McDonald’s or Walmart; they need the money for basic survival.

6.    Think you can’t pay cash for cars and homes.
It is so rare these days to pay for big purchases with cash that most car dealerships, real estate agents and banks will question the sanity of those who use cash.

7.    Think filing for bankruptcy is ok since I am young and can start over again.
Be sure to talk to at least three people who have filed for bankruptcy at an early age and got out of the matrix. Good luck finding them!

Solution: Get financially fit and prosper.
Get out of the Financial Matrix by investing in your financial education!

Thank you for reading and reflecting on today’s nuggets. Share them with others.   
We make a living by what we get; we make a life by what we give. Be a giver in a world of takers.

Be blessed and be a blessing to others
Carlos Fontana, President of Phalanx
Author of the book Priceless
Co-author of the book Follow to Lead
"The future belongs to those who can see and pursue opportunities before they are obvious."
"Those that take swift action will always leave those that don't breathing the dust."


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