The Financial Matrix – Daily Dose 5

The Financial Matrix – Daily Dose 5

Are you trapped in the Financial Matrix?

The Financial Matrix is how the Aristocracy controls the masses by controlling capital.

You are in the Financial Matrix if you …

1.    Are often borrowing money from others.

Bad habits are easy to make and difficult to break.

2.    Have no plan to pay off your debts.

Debts will not mysteriously disappear.

3.    Love to shop and make spontaneous purchases.

Shop owners know it and love you for your emotional impulses.

4.    Finance your recreation and entertainment.

If you have to finance your vacation it is not time to play yet.

5.    Are paying one debt with another.

Robbing Peter to pay Paul makes you a poor robber.

6.    Say to you “I work hard so I deserve it.”

Hard work is not enough, one must practice delayed gratification.

7.    Say to you “Just this one time.”

It is very likely you have said this before.

Solution: Get financially fit.

Get out of the Financial Matrix by investing in your financial education!

http://www.lifeleadership.com/61236411/Products/FinancialFitnessPack.aspx

Thank you for reading and reflecting on today’s nuggets. Share them with others.   

We make a living by what we get; we make a life by what we give. Be a giver in a world of takers.

Be blessed and be a blessing to others

Carlos Fontana, President of Phalanx

Author of the book Priceless

Co-author of the book Follow to Lead

"The future belongs to those who can see and pursue opportunities before they are obvious."

"Those that take swift action will always leave those that don't breathing the dust."

The Financial Matrix – Daily Dose 4

The Financial Matrix – Daily Dose 4

Are you trapped in the Financial Matrix?

The Financial Matrix is how the Aristocracy controls the masses by controlling capital.

You are in the Financial Matrix if you …

1.    Finance new cars.

You become an asset to the dealer as the dealer unloads a big liability onto you.

2.    Lease new cars.

Similar to item 1, you take full responsibility for the depreciation.

3.    Don’t have a financial action plan.

We have to know where we are if we want to go anywhere else.

4.    Don’t have a financial net worth statement.

Imagine being lost in the jungle full of lions without a compass and the right gun and ammunition.

5.    Don’t know your total debt to the nearest $100.

Nothing can be improved that is not faced squarely in the face.

6.    Think being in debt is normal.

It is only normal if you want to be in debt forever.

7.    Lie about your personal finances.

Justice has no eyes; the worst lie is the one we tell ourselves.

Solution: Get financially fit.

Get out of the Financial Matrix by investing in your financial education!

http://www.lifeleadership.com/61236411/Products/FinancialFitnessPack.aspx

Thank you for reading and reflecting on today’s nuggets. Share them with others.   

We make a living by what we get; we make a life by what we give. Be a giver in a world of takers.

Be blessed and be a blessing to others

Carlos Fontana, President of Phalanx

Author of the book Priceless

Co-author of the book Follow to Lead

"The future belongs to those who can see and pursue opportunities before they are obvious."

"Those that take swift action will always leave those that don't breathing the dust."

The Financial Matrix – Daily Dose 3

The Financial Matrix – Daily Dose 3

Are you trapped in the Financial Matrix?

The Financial Matrix is how the Aristocracy controls the masses by controlling capital.

You are in the Financial Matrix if you …

1.    Are not investing at least 3% of your income in yourself.

The best investment you can ever make is the investment in your own education.

2.    Have compound interest working against you.

The average person is working a third of the time just to pay interest on debt.

3.    Think wealth is having enough money.

Wealth is having money, time, health, and healthy relationships.

Money is a great tool for a person to do good or evil with money.

4.    Are waiting to save until you are making more money.

The best time to start saving money is now; later will never happen.

5.    Think money is not important.

Money is important; try to live without any.

People who think money is not important don’t have any money.

6.    Are paying interest in your credit card(s).

Debt is like cancer, it is working against you 24 hour per day.

7.    Buy things without having the cash to pay for.

Earn before spending and spend after earning, saving, giving, and investing.

Solution: Get financially fit by getting the right tools and a coach.

Get out of the Financial Matrix by investing in your financial education!

http://www.lifeleadership.com/61236411/Products/FinancialFitnessPack.aspx

Thank you for reading and reflecting on today’s nuggets. Share them with others.   

We make a living by what we get; we make a life by what we give. Be a giver in a world of takers.

Be blessed and be a blessing to others

Carlos Fontana, President of Phalanx

Author of the book Priceless

Co-author of the book Follow to Lead

"The future belongs to those who can see and pursue opportunities before they are obvious."

"Those that take swift action will always leave those that don't breathing the dust."

The Financial Matrix – Daily Dose 2

The Financial Matrix – Daily Dose 2

Are you trapped in the Financial Matrix?

The Financial Matrix is how the Aristocracy controls the masses by controlling capital.

Those that apply little doses of financial truth in their lives achieve financial freedom.

You are in the Financial Matrix if you …

1.    Cannot afford the house you are living in.

Majority of people cannot sell their homes and pay off their mortgages.

2.    Cannot afford the car you are driving.

Majority of people cannot sell their cars and pay off their car loans.

3.    Don’t know how to get out of the Financial Matrix.

Without the proper financial education; the defense of money, the offense of money, and full understanding of the playing field of money it is impossible to get out of the Financial Matrix.

4.    Cannot come up with $1,000 right now without borrowing it.

Majority of people cannot take advantage of an opportunity because they are not prepared financially.

5.    Need to get another job if you lose your current job.

Jobs are paying less and less and are more difficult to come by.

6.    Don’t know the difference between an asset and a liability.

Wealthy people invest in assets; most people invest in liabilities.

7.    Don’t know the difference between an expense and an investment.

Wealthy people ask about the return on any investment; most people are only concerned about costs, affordability.

Solution: Get financially fit.

Get out of the Financial Matrix by investing in your financial education!

http://www.lifeleadership.com/61236411/Products/FinancialFitnessPack.aspx

Thank you for reading and reflecting on today’s nuggets. Share them with others.   

We make a living by what we get; we make a life by what we give. Be a giver in a world of takers.

Be blessed and be a blessing to others

Carlos Fontana, President of Phalanx

Author of the book Priceless

Co-author of the book Follow to Lead

"The future belongs to those who can see and pursue opportunities before they are obvious."

"Leadership is about people, management is about numbers; leaders influence people and the people influence numbers."

"Those that take swift action will always leave those that don't breathing the dust."

The Financial Matrix – Daily Dose 1

The Financial Matrix – Daily Dose 1

The Financial Matrix is how the Aristocracy controls the masses by controlling capital.

Who is trapped in the Financial Matrix?

You are in the Financial Matrix if …

1.    You are borrowing money to establish credit.

The credit score was created for the banks to know how risky it is to loan money to know.

2.    You are spending more than you make or making less than you are spending.

You have a negative savings rate.

3.    You have accumulated more debt than savings.

You don’t know which one is higher.

4.    You don’t have enough savings to live for at least 3 years.

You think the interest on savings is too low.

5.    You are living paycheck to paycheck.

You think that is a normal way to live.

6.    You qualify for food stamps.

You think someone ought to provide for you.

7.    You have debt collectors calling you.

You avoid answering the calls.

Solution: Get financially fit.

http://www.lifeleadership.com/61236411/Products/FinancialFitnessPack.aspx

Thank you for reading and reflecting on today’s nuggets. Share them with others.   

We make a living by what we get; we make a life by what we give. Be a giver in a world of takers.

Be blessed and be a blessing to others.

Carlos Fontana, President of Phalanx

Author of the book Priceless

Co-author of the book Follow to Lead

"The future belongs to those who can see and pursue opportunities before they are obvious."

"Leadership is about people, management is about numbers; leaders influence people and the people influence numbers."

"Those that take swift action will always leave those that don't breathing the dust."

Who’s Educating Your Kids?

Who’s Educating Your Kids?

How can we raise responsible kids in a negative and complacent world?

The possible is simple but not easy!

1.    Turn them on the great books, the classics.

Don’t count on high technology and the negative media to educate your kids. If you do they will be controlled by technology and the media.

2.    Turn the kids on a self-education system.

Don’t count on the public system to educate your kids. If you do, it will be with their morals and values.

3.    Take full responsibility for your kids’ education.

Invest time and money in providing the right experiences. If you don’t those that do will earn your kids following.

4.    Be a role model for your kids.

We can teach what we know; we will only duplicate who we are.

Take a moment and ask your kids. Who is your hero?

5.    Help them to make and keep the right friends.

We become who we associate with.

Encourage your kids to associate with kids from different personalities and cultures.

6.    Allow them to experience the pain of failure.

Turn them onto leadership and entrepreneurship at a very early age.

Help them to see the world with different set of lenses.

7.    Help them to become self-disciplined.

Encourage and uplift during the difficult and frustrating times.

Your kids will either trust you or blame you for the level of discipline you instilled in them.

Thank you for reading and reflecting on today’s nuggets. Share them with others.   

We make a living by what we get; we make a life by what we give. Be a giver in a world of takers.

Be blessed and be a blessing to others.

Carlos Fontana, President of Phalanx

Author of the book Priceless

Co-author of the book Follow to Lead

"The future belongs to those who can see and pursue opportunities before they are obvious."

"Leadership is about people, management is about numbers; leaders influence people and the people influence numbers."

"Those that take swift action will always leave those that don't breathing the dust."

How can it be?

 How can it be?

1.    The majority of people don’t know what they want out of life.

People don’t have what they want what they want out of life because they don't know what they want.

How can you hit a target you don’t have?

2.    The majority of people don’t understand money.

People don’t have money because they don’t understand money.

How can you value something you don’t understand?

3.    The majority of people don’t reach their goals.

People don’t reach their goals because they don’t set goals.

How can you achieve a goal you don’t have?

4.    The majority of people don’t have dreams.

People work towards someone else’s dreams.

How live a dream you don’t have?

5.    The majority of people are not using their potential.

People don’t use their potential because they don’t know their purpose.

How can you use your potential if you are not learning and growing?

6.    The majority of people have relationship problems.

People go from one relationship wreck to another.

How can you solve a problem you don’t seek the tools to solve it?

7.    The majority of people are trapped in the financial matrix.

People voluntarily sold their future for instant gratification.

How can you get out of something you are fighting to stay in?

Solution: Get educated!

Thank you for reading and reflecting on today’s nuggets. Share them with others.   

We make a living by what we get; we make a life by what we give. Be a giver in a world of takers.

Be blessed and be a blessing to others.

Carlos Fontana, President of Phalanx

Author of the book Priceless

Co-author of the book Follow to Lead

"The future belongs to those who can see and pursue opportunities before they are obvious."

"Leadership is about people, management is about numbers; leaders influence people and the people influence numbers."

"Those that take swift action will always leave those that don't breathing the dust."